Rosland Capital Review

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Contributor, Benzinga
March 20, 2025
Rosland Capital
Overall Rating:
securely through Rosland Capital's website

Suppose you want to hedge against inflation, diversify your portfolio or simply own a shiny piece of history. In that case, Rosland Capital is one of the more established names in the gold IRA game. With transparent pricing, a low minimum balance and an impressive selection of exclusive specialty coins, it offers an appealing setup for investors who want to buy physical gold directly or through a retirement account.

Rosland still clings to an old-school, call-to-open model, which might feel clunky compared to competitors with sleek digital onboarding. The website is more about selling gold than selling itself, so finding company details isn’t as intuitive as it should be. Still, with an A+ rating from the BBB, a solid reputation and competitive pricing, Rosland Capital makes a strong case for investors looking to step into precious metals.

Pros
  • Low $2,000 minimum investment makes entry easier
  • Flat-rate fees ensure transparent pricing
  • Unique specialty coins for collectors and investors
Cons
  • Website lacks detailed company information
  • No online account opening, must call a rep
  • No mobile app for tracking investments

Rosland Capital Ratings at a Glance

Pricing
Available Metals and Product Offering
Features and Tools
Customer Service
User Experience
User Benefits
Security
Overall

Pricing

Rosland Capital keeps it straightforward – which is rare in the precious metals space. The minimum investment is $2,000 for direct purchases and $10,000 for a Gold IRA rollover, which is reasonable compared to competitors.

The IRA setup is free, but the custodian (Equity Institutional) charges a $50 setup fee, $100 annual maintenance fee and $100 – $150 annual storage fee, depending on your depository choice. If you’re old-school and want paper statements, that’s an extra $40 per year.

For direct purchases, there’s a $49 shipping fee (waived for orders over $10,000) and a spread (commission) of 4% to 33%, depending on the metal. This isn’t unusual for gold dealers, but it’s something to factor in before pulling the trigger.

Available Metals and Product Offering

Rosland Capital isn’t just about gold. It’s about making gold interesting.

  • Gold IRAs: Traditional and Roth options, IRS-approved metals, dedicated account manager and tax advantages.
  • Physical Metals: Gold, silver, platinum bars, coins and exclusive specialty items.
  • Exclusive Collections: Branded coins, including Formula 1 Championship and PGA Tour Coins for sports enthusiasts.

The inventory is solid, but the lack of clear online pricing means you’ll need to talk to a rep to get exact rates, which can be frustrating.

Features and Tools

Rosland Capital operates more like a classic brokerage than a fintech startup, so you won’t find fancy digital dashboards or trading apps.

  • Human touch: Dedicated reps guide you through the process (whether you love or hate that).
  • Educational resources: Free gold kits, guides and explainer videos help demystify gold investing.
  • Client portal: Limited functionality, mostly for monitoring rather than trading.

Customer Service

Rosland Capital’s customer service is solid, but expect a very “hands-on” experience. They prefer phone calls over chatbots and while that means you get personalized service, it also means no instant digital account setup.

Support is available via phone and email Monday through Friday, 7 a.m. to 6 p.m. PST. Reviews suggest that reps are knowledgeable and not overly pushy, which is a plus in an industry that often favors the upsell.

User Experience

If you love sleek digital platforms, Rosland Capital’s website might feel like a relic from the early 2000s. While the content is well-organized, it’s product-heavy rather than investor-focused.

Sign-up is phone-only, which feels archaic when competitors allow fully digital onboarding. No mobile app means you rely on email or phone calls to track your investments. This won’t be a dealbreaker for traditional investors, but for tech-savvy users, it’s a definite downside.

User Benefits

Rosland Capital offers more than just precious metals. It provides investors with a tangible way to hedge against economic uncertainty. Owning gold isn’t just about diversification; it’s about having a store of value that doesn’t rely on the whims of the stock market. Whether investing in a Gold IRA or buying specialty coins, Rosland Capital ensures you have options to protect and grow your wealth.

One of Rosland Capital’s standout benefits is its exclusive specialty coin collections, including partnerships with Formula 1 and the PGA Tour. These collectibles aren’t just investments but unique, limited-edition pieces that appeal to investors and enthusiasts. While most gold dealers offer the standard bars and bullion, Rosland Capital adds exclusivity that sets it apart. This added variety is a huge plus for investors looking to balance tradition with something more distinctive.

Security

Rosland Capital boasts an A+ rating from the Better Business Bureau and no recent lawsuits or scandals. Your gold IRA metals are stored in IRS-approved depositories and for physical purchases, you can opt for secure storage or insured shipping.

Trust is crucial in the gold business, and Rosland Capital checks the right boxes.

Overall

Rosland Capital nails the fundamentals with transparent fees, a solid inventory and a trustworthy reputation. The clunky onboarding, lack of a mobile app and old-school approach may turn off modern investors looking for a fintech-style experience.

Rosland Capital is a strong option if you’re comfortable making big financial moves over the phone and value personalized service. If you prefer one-click digital investing, you may want to look elsewhere.

Rosland Capital vs. Competitors

Rosland Capital and Priority Gold share a traditional approach to gold investing, requiring customers to speak with a representative to set up accounts rather than offering fully digital onboarding. Both companies emphasize investor education and transparency in pricing, though Rosland Capital’s exclusive specialty coins give it an edge for collectors. Priority Gold requires a lower minimum investment for gold IRAs ($5,000 compared to Rosland’s $10,000), making it more accessible to new investors.

JM Bullion differs from Rosland Capital by offering a fully online experience, including digital account setup and transparent pricing on its website. Both companies provide gold, silver and platinum investment options, but Rosland Capital focuses more on personalized customer service, while JM Bullion caters to investors who prefer a self-directed approach. JM Bullion has a lower minimum IRA investment ($2,500), making it more beginner-friendly than Rosland’s higher requirements.

American Hartford Gold and Rosland Capital both hold A+ ratings with the Better Business Bureau and are well-established in the gold investment industry. They offer similar investment options, including gold and silver IRAs, but American Hartford Gold stands out by having no minimum investment requirement, providing more flexibility for investors at different levels. American Hartford Gold offers a more modern customer experience with an online account setup and a mobile app. In contrast, Rosland Capital relies on direct phone consultations, which may feel outdated to some investors.

Frequently Asked Questions

Q

Do you get real gold from Rosland Capital?

A

Yes. Rosland Capital sells physical gold, silver and platinum, which can be shipped to your home or held in an IRS-approved depository for gold IRAs.

 

Q

How does Rosland Capital make money?

A

Rosland Capital profits from the markup on precious metals before selling them to customers. Unlike some gold companies, it doesn’t charge a buyback fee but does take a commission on sales.

 

Q

How much does Rosland Capital charge?

A

Rosland Capital’s fees are relatively transparent: a $2,000 minimum for direct purchases, $10,000 for IRA rollovers and custodian fees (ranging from $50 –$150 annually). Commission fees vary from 4% to 33%, depending on the metal.

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