Select Home Warranty Review

Select Home Warranty Ratings at a Glance

Unexpected home repairs can hit you hard in the pocketbook. Purchasing a home warranty can help lighten the load. Founded in 2012 and headquartered in Mahwah, New Jersey, Select Home Warranty offers home warranty plans that cover home appliances, home systems or both. 

Home warranties shield homeowners from unexpected costs like repairing appliances or expensive systems. For a low monthly fee, Select Home Warranty covers these unexpected expenses. With Select Home Warranty, fixing those unforeseen problems is as easy as reporting the claim, finding the right contractor and repairing or replacing the broken item. Select Home Warranty is one of the lowest-priced home warranty companies in the market today, with some plans starting at just $45 per month. Response time is often same-day, sometimes as little as 12 hours.

Select Home Warranty offers three main plans: Bronze, Gold and Platinum. The Bronze plan covers appliances, and the Gold plan covers home systems. The Platinum plan is all-encompassing. Platinum is the only plan that covers garage door openers, plumbing stoppage and ceiling fans.

Bronze Care Plan

Select Home Warranty’s Bronze Care Plan covers home appliances and is its most affordable plan. The bronze plan covers:

• Clothes washer
• Garbage disposal
• Refrigerator
• Stove/oven
• Microwave oven (built-in)
• Cooktop
• Dishwasher
• Clothes dryer

As you can see, appliances are typically higher-ticket items. Because there is a service call fee involved, it doesn’t make sense to cover items worth less than the service call itself. For the Bronze plan, Select Home Warranty offers free roof coverage and two extra months free.

Gold Care Plan

The Gold Care plan covers home systems, like A/C units and furnaces, plumbing and hot water heaters. Gold plan coverage includes:

• A/C and cooling
• Heating system
• Plumbing system
• Electrical system
• Water heater
• Ductwork

The Gold plan does not cover appliances. Service fees apply for each item. For the gold plan, Select Home Warranty offers free roof coverage and 2 extra months free.

Platinum Care Plan

The Platinum Care plan is Select Home Warranty’s most comprehensive coverage. It covers both appliances and systems. Items like garage door openers, ceiling fans and plumbing stoppage that are not covered in the Bronze and Gold plans come included in the Platinum.

• A/C and cooling
• Heating system
• Plumbing system
• Electrical system
• Water heater
• Ductwork
• Plumbing stoppage
• Clothes washer
• Garbage disposal
• Refrigerator
• Stove/oven
• Microwave oven (built in)
• Cooktop
• Dishwasher
• Clothes dryer
• Garage door opener
• Ceiling fan

Items not covered can be added on for an additional monthly fee, including:

• Appliances: Ice makers, second refrigerators, central vacuums and stand-alone freezers
• Systems: Lawn sprinklers and septic systems
• Fixtures: Plumbing and lighting fixtures and outlets

Other items available for add-on include pool and spa equipment, well and sump pumps.

Select Home Warranty gets high marks for customer service. The company has a claims form on the website and a response time of just 12 hours. Claims can be made 24 hours a day, 365 days a year. Quotes are fast and easy, either via the website or by phone.

With prices for the Bronze and Gold plans starting at just $45 ($50 for the Platinum), Select Home Warranty has some of the best prices in the business. Compare this to other companies that charge as much as $60 and $75, respectively.

Select Home Warranty offers discounts for paying for the whole year up front. It also offers free roof coverage (a $99 value) and two extra months free. It currently is now offering $150 off any plan.

Select Home Warranty offers its customers the choice of whether to cover home systems, appliances or both. If you’ve purchased an older home with older systems but have installed all new appliances, you’ll only need the Gold plan. For just $5 more per month, homeowners who have both older appliances and systems can get total coverage. Add-ons such as pools and spa equipment are available. Quick claims turnaround time and low monthly rates are what Select Home Warranty is known for. The company also offers three plans for real estate transactions that covers homebuyers, sellers or realtors.

Select Home Warranty’s website spells out exactly what the three plans are and what they cover. Getting a free quote is fast and easy, either by phone or using the quote form on the website.

The website also goes into detail about exactly how much you would pay to repair or replace major appliances and systems if you don’t have a home warranty. This is eye opening.

Select Home Warranty Versus Competitors

While all home warranties offer basically the same services, pricing and quality of customer care vary. Select Home Warranty is widely known as one of the best and most affordable companies in the business. When compared to American Home Shield (AMS), widely regarded as the pioneer in the home warranty industry, Select Home Warranty stacks up well. Monthly premiums and service fees are comparable, although AMS does offer higher service limits. As far as pricing goes, Select Home Warranty has the best discounts in the business. Currently the company is offering two months free, free roof coverage and an additional $150 off the annual contract.

Overall, Select Home Warranty rates a 4.5 out of 5. While customer service is fast and easy, and pricing is among the lowest in the industry, user benefits and user experience come in just a tad below. The website is informative and easy to use, with loads of helpful information. Of particular note is the website’s PLANS page, which lays out the exact details of each plan and gives you a great idea of how much it will cost to repair or replace household systems or appliances if you don’t have a home warranty plan. 

Frequently Asked Questions